What is a medical lien?
A medical lien allows healthcare providers to be paid from your settlement instead of requiring payment upfront. It's how many injury victims afford treatment.
How does it work?
- You receive medical treatment
- The provider agrees to wait for payment
- A lien is placed against your case
- When your case settles, the provider is paid
Do I still owe money if I lose my case?
This depends on your agreement with the provider. Many liens are contingent - meaning they're only paid if you win. Others may still require payment. Your attorney can explain your specific situation.
Can liens be negotiated?
Often, yes. Your legal team may be able to reduce lien amounts as part of the settlement process. This is one reason to let your attorney handle all lien communications.
What liens might apply to my case?
- Medical provider liens
- Health insurance subrogation
- Medicare/Medicaid liens
- Workers' comp liens (if applicable)
What should I do?
- Keep all medical bills
- Don't ignore collection notices - tell your attorney
- Upload all medical statements to the app
- Ask questions if you're unsure