What is Independent Medical Examination (IME)?
A medical evaluation performed by a doctor who has not previously treated the patient, typically requested by an insurance company or employer to assess the injury claim.
Understanding Independent Medical Examination (IME)
IMEs are used to verify injuries, dispute treating physician opinions, or determine MMI and impairment ratings. Despite being called "independent," the examining doctor is paid by the requesting party, raising concerns about bias.
Examples
- 1Insurance company requesting IME to verify injury extent
- 2IME doctor disagreeing with treating physician
- 3Using IME results to dispute workers' comp claim
Related Terms
Workers' Compensation
A state-mandated insurance program providing benefits to employees who suffer work-related injuries or illnesses, regardless of fault.
Temporary Total Disability (TTD)
Workers' compensation benefits paid when an injured worker is completely unable to work for a temporary period while recovering from a work injury.
Maximum Medical Improvement (MMI)
The point in recovery when a worker's condition has stabilized and further medical treatment is unlikely to result in significant improvement.
Occupational Disease
An illness or health condition caused by exposure to risk factors in the workplace, as opposed to a sudden traumatic injury.
Help Your Clients Understand Their Case
Quilia makes it easy to communicate complex legal concepts to your clients.