What is SSI?
Supplemental Security Income is a needs-based program providing monthly payments to disabled, blind, or elderly individuals with limited income and resources.
Understanding SSI
Unlike SSDI, SSI doesn't require work history but has strict income and asset limits ($2,000 for individuals, $3,000 for couples). SSI recipients typically qualify for Medicaid automatically. Benefits may be reduced by other income sources.
Examples
- 1Disabled person with no work history receiving SSI
- 2Child with severe disability qualifying for SSI
- 3Elderly person with limited income supplementing Social Security
Related Terms
SSDI
Social Security Disability Insurance provides monthly benefits to people who cannot work due to a severe disability and have paid into Social Security through payroll taxes.
Disability Determination
The process by which Social Security evaluates whether an applicant meets the legal definition of disability and qualifies for SSDI or SSI benefits.
Residual Functional Capacity (RFC)
An assessment of the most an individual can do in a work setting despite their physical or mental limitations from medical conditions.
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